What Actually Happens, From The First Call To The Check.
No part of this process should be a mystery to you. Here is the whole thing, in order, including the parts most companies would rather you didn't ask about.
One Thing Worth Knowing First
A recovery only exists because a foreclosure auction brought in more than the bank was owed. The bank collects its debt and nothing beyond it. What's left, after any other liens, belongs to whoever owned the property before the sale, or to their heirs. There's a short visual explanation of that here if you want it before reading on.
Everything below is what happens after that point: how the figure gets confirmed, who does which piece of work, and what actually lands in your hands at the end.
The Seven Stages of a Recovery
Some cases move faster than others, and a few skip stages entirely. This is the full sequence.
We reach out, or you call us
Most people never find out on their own that money is owed to them, which is why we do outbound research and make the first call. Either way, the first conversation costs nothing and commits you to nothing. We explain what we found, how the process works, and what we need in order to confirm the exact figure.
We verify the real number with the trustee
Our first estimate is research, not a promise. With simple authorization from you, our legal team goes directly to the trustee handling the foreclosure to confirm what's actually there. Our attorney deals with these trustees regularly, which is what turns a research estimate into a real number you can plan around.
We read the paperwork with you, line by line
You'll never be asked to sign something you haven't read. We go through each page with you so you understand what it says, what it does, and what it doesn't do. You keep a copy of everything you sign. If a company ever declines to leave you copies, that alone is reason enough to walk away.
We send a notary out to you
Once you've read everything, we send a notary to you to get the documents properly notarized. Getting it right the first time is what keeps a file from being kicked back weeks later over a technicality.
Our legal team files and works the case
Our attorney presents the claim, communicates with the trustee, and handles whatever the specific case requires. If probate is needed, that's handled. If someone else files a competing claim, that's handled. If it goes to litigation, that's handled too.
Liens and encumbrances get resolved
This is what separates us from most companies. Instead of leaving it up to the overworked trustee, our legal team aggressively gets payoffs so your case can move forward as quickly as possible.
You sign the Hold Harmless Agreement yourself
When the trustee issues the final documents we come back to you, go through them together, and arrange a second notary appointment. The hold-harmless agreement states the exact amount the trustee is releasing on your behalf, and it is the single most important page in the whole process. We insist that you sign it personally. Predatory companies use a power of attorney to sign the hold-harmless agreement for you, which means their clients may never learn the amount of the funds that came in, or when they were received. Once the funds are received by our legal team, you will receive your check, drawn from our attorney's trust account, by next day air.
You Do One Thing. We Do The Rest.
Your part is establishing that you have a right to the funds. Everything after that is our work.
- Verifying the exact amount owed with the trustee
- Identifying liens and encumbrances and getting them resolved
- All filings, affidavits, and trustee communication
- Probate, where the case requires it
- Competing claims and litigation, if they arise
- Getting the funds released and fully documented to you
A Check, And Every Document Behind It
The check itself
Drawn on the attorney's trust account, never on a company account. At no stage does your money pass through Briargate's hands.
A clear accounting
What came in, what came out for liens and fees, and what's yours. In writing, with no side agreements or joint accounts.
Let's Check Your Case.
One call tells you whether there's money there. It costs nothing to find out.
Call (706) 208-4074